Central Bank Rate: 9.25%
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Loan Apps Republic of Kenya

33 Verified Lenders • From 11.1% APR

Central Bank Rate 9.25%
Inflation Rate 4.60%
GDP/Capita KES 252,922
Average Monthly Salary KES 80,000
Income Tax Rate 35.0%
Average Property Price KES 10,000K
Unemployment Rate 5.2%

Loan Types Available

Personal Loans

Interest Rate 11.14% - 29.00%
Loan Amount KES 50,000 - 8,000K
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Business Loans

Interest Rate 13.00% - 20.63%
Loan Amount KES 100,000 - 10,000K
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Student Loans

Interest Rate 4.00% - 10.00%
Loan Amount KES 40,000 - 600K
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Mortgage Loans

Interest Rate 9.50% - 20.35%
Loan Amount KES 500,000 - 50,000K
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Auto Loans

Interest Rate 2.50% - 18.00%
Loan Amount KES 200,000 - 5,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

Risk-Based

Minimum Down Payment

10.0%

Top Lenders

Ceres Tech

4.7
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Stawika

4.7
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Haraka

4.7
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NCBA Bank

4.6
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FlashPesa

4.6
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Little Pesa

4.6
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Loan Calculator

Monthly Payment KES 890
Total Cost KES 10,680
monefit → estateguru → peerberry → viainvest → wahoopredict → esketit → bulkestate → wahoopredict →
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews